Paying For Your Project
Financing Your Outdoor Living Project
A patio cover, a pergola, or a new driveway is a real investment in the house, and paying for it does not have to be a single lump-sum decision made on the spot. Royal Patio partners with HFS Financial for project financing, and we walk through every payment option as part of your free consultation — so you know what fits your budget before a design is finalized, not after.
Our Financing Partner

Check your options through HFS Financial.
HFS Financial is a home-improvement lending platform built for projects like these. One short request through Royal Patio’s dedicated page shows you the rates and terms you qualify for — and per HFS, checking your options is a soft inquiry that does not affect your credit.
Applications open on hfsfinancial.net · Loan decisions and terms are made by HFS Financial and its lenders, not Royal Patio
How It Works
Three steps to a payment path that fits.
- 01
Consultation & Design
We walk your yard, take measurements, and design the space at no cost. This is also when we start talking through how you would like to pay for it.
- 02
Transparent Proposal
You get a written scope and price — materials, dimensions, and sequence spelled out — so any payment option is based on a real number, not an estimate.
- 03
A Payment Path That Fits
Pay outright, finance through our HFS Financial partnership, or mix the two. You can check your financing options from home in minutes, and we go over what came back whenever you want a second set of eyes.
Questions
Financing FAQs
Do you offer financing?
Yes — Royal Patio partners with HFS Financial, a home-improvement lending platform, and you apply through our dedicated HFS page. One short request shows you your options — no round of separate applications — and the whole conversation stays a normal part of your free consultation too.
What will financing cost me?
Rates and terms depend on your own qualifications and the option you choose, so we do not quote numbers here. One check through the HFS page shows you real figures for your situation, and HFS states that it is a soft inquiry that does not affect your credit.
Do I need to decide on financing before the consultation?
No. Design comes first. Some homeowners check their HFS options before we ever meet, others wait until the written proposal is in hand — either order works, and you decide with real numbers in front of you.
Free Consultation & Design
Talk Through Your Options
Every project starts with a free consultation and design. We walk your yard, hand you a written price, and go over the ways to pay for it — before anything is ordered.
